$967 SSI Payment 2025: Rising living costs in 2025 have placed a financial strain on many Americans, especially seniors and those with disabilities. Fortunately, the Social Security Administration (SSA) has stepped in with a much-needed increase in Supplemental Security Income (SSI). As of April 2025, eligible individuals can now receive up to $967 per month. This update came through a cost-of-living adjustment (COLA) that aims to help vulnerable individuals cope with inflation and daily expenses.
In this article, we’ll break down the details of the $967 SSI Payment 2025, including who qualifies, how much you can receive, and how to apply. Whether you’re new to SSI or already a recipient, understanding the new rules can help ensure you’re getting the full benefits you’re entitled to.
$967 SSI Payment 2025
The $967 SSI Payment 2025 is now a reality thanks to a 2.5% COLA adjustment that took effect in January. This federal benefit is aimed at individuals who are aged 65 or older, blind, or living with a qualifying disability. It’s designed for people with limited income and financial resources to help them afford basic necessities like food, rent, and utilities.
The April payment reflects this increase, and eligible individuals may have already received the updated amount. Couples can now receive up to $1,450 per month, while essential persons—those living with and helping an SSI recipient—may get $484.
Overview Table
| Feature | Details |
| Maximum SSI Payment (2025) | $967/month for individuals |
| $1,450/month for eligible couples | |
| $484/month for essential persons | |
| COLA Adjustment | 2.5% increase applied in Jan 2025 |
| Eligibility Criteria | Age, disability, income, and assets |
| Income Limits | <$2,019/month (individuals) |
| <$2,985/month (couples) | |
| Resource Limits | <$2,000 (individuals), <$3,000 (couples) |
| Payment Date | 1st of each month |
| Application Method | Online, phone, or in person |
| Official Website | ssa.gov/ssi |
What Is Supplemental Security Income (SSI)?
SSI is a U.S. federal program providing monthly payments to low-income individuals who are either seniors, blind, or disabled. Unlike Social Security retirement benefits, SSI is based solely on financial need, not your work history.
The program helps with basic costs like shelter, food, and clothing. If you or someone you care for is facing financial challenges due to age or disability, SSI may offer valuable support.
Why Did SSI Payments Increase in 2025?
The 2.5% COLA (Cost-of-Living Adjustment) introduced in January 2025 is the reason behind the increase to $967/month for individuals. The SSA uses the Consumer Price Index (CPI) to assess inflation and adjust benefits accordingly. This ensures that the purchasing power of SSI recipients isn’t eroded by rising prices.
As a result, April 2025 SSI payments reflected the full adjustment for the first time this year.
Who Is Eligible for the $967 SSI Payment?
To qualify for SSI in 2025, you must meet specific criteria related to age, disability, income, and resources.
1. Age or Disability Status
You are eligible if you are:
- 65 years or older
- Legally blind
- Disabled, meaning a long-term physical or mental condition that prevents full-time work and is expected to last at least 12 months or result in death
2. Income Requirements
Your countable income must fall below the following limits:
- Individuals: Less than $2,019/month
- Couples: Less than $2,985/month
Some types of income (like the first $20 earned or SNAP benefits) don’t count toward this total.
3. Resource Limits
Applicants must have limited countable assets, such as cash or money in the bank:
- Individuals: Less than $2,000
- Couples: Less than $3,000
Assets like your home, primary vehicle, and burial plots are not counted.
4. Citizenship and Residency
You must be:
- A U.S. citizen or qualifying non-citizen
- Living in one of the 50 states, the District of Columbia, or the Northern Mariana Islands
How Much Can You Receive?
For 2025, SSI benefits are set at the following monthly rates:
| Recipient Category | Monthly Payment |
| Individual | $967 |
| Eligible Couple | $1,450 |
| Essential Person | $484 |
Some states offer additional payments, so your total may be higher depending on where you live.
When Will You Receive SSI Payments?
SSI benefits are typically paid on the first of each month. If the 1st falls on a weekend or holiday, payments are issued on the previous business day.
For example:
- April 1, 2025, was a Tuesday, so payments were made on that date.
- If May 1 falls on a Saturday, you’ll be paid on Friday, April 30.
How to Apply for $967 SSI Payment for Seniors & Disabled?
The application process for SSI is straightforward but requires attention to detail. Here’s how to do it:
Step 1: Gather Required Documents
You’ll need the following:
- Social Security number
- Proof of age (birth certificate or government-issued ID)
- Income records (pay stubs, benefits statements)
- Resource details (bank statements, property ownership)
- Medical records (for those applying due to disability)
Step 2: Submit Your Application
Choose one of the following methods:
- Online: Visit ssa.gov/ssi
- Phone: Call 1-800-772-1213
- In person: Go to your nearest Social Security office
Step 3: Wait for a Decision
Processing may take several weeks or months. You’ll receive an official letter stating whether your application was approved or denied, along with the payment start date and amount.
Practical Tips for Applicants
- Use the SSA’s Benefit Eligibility Screening Tool to check if you qualify.
- Keep your income and resource records updated—report changes to avoid overpayments or penalties.
- Don’t give up if denied—you can file an appeal, and many applicants are approved during the reconsideration stage.
- Reapply annually if required—especially if your income fluctuates.
Frequently Asked Questions (FAQs)
Can I receive both SSI and Social Security benefits?
Yes, if your Social Security benefits are low enough, SSI can supplement your income.
Do children qualify for SSI?
Yes, children under 18 with qualifying disabilities and low household income/resources can receive SSI.
Is SSI income taxable?
No. SSI is not taxed and does not need to be reported on federal tax returns.
Can non-citizens receive SSI?
Only certain legal non-citizens are eligible, depending on immigration status and length of U.S. residency.
What happens if I start working while on SSI?
Your payments may be adjusted, but not immediately stopped. The SSA has work incentive programs that allow recipients to continue working without losing all benefits.
Final Thought
The $967 SSI Payment 2025 is now in effect and provides critical financial support to seniors and disabled individuals across the U.S. This increase, thanks to the 2.5% COLA, helps recipients maintain their quality of life amid inflation and economic uncertainty.
If you think you qualify, don’t delay—start your application process today. Have more questions? Drop them in the comments or visit ssa.gov/ssi for the latest updates and tools to help manage your benefits.
