IRS Sending Out $2.4 Billion in Stimulus Checks: IRS Stimulus Checks worth billions are being sent out, and nearly 1 million Americans could still get paid. If you missed your third stimulus payment in 2021, there’s a final chance to claim up to $1,400. But time is running out—the IRS has set a deadline of April 15, 2025. This money is part of the Recovery Rebate Credit that many didn’t claim.
In this article, we’ll break down everything you need to know. You’ll learn who qualifies, how to check your status, how much you can get, and what steps you need to take to make sure you receive your IRS Stimulus Checks before the deadline.
IRS Sending Out $2.4 Billion in Stimulus Checks
The IRS is sending out $2.4 billion in IRS Stimulus Checks to Americans who missed out on the third stimulus payment in 2021. This payment—up to $1,400 per person—is available to about 1 million people who didn’t claim the Recovery Rebate Credit when filing their 2021 taxes.
Whether you missed it due to confusion, low income, or simply didn’t file a return, you now have a final chance to get the money. The key is to file or amend your 2021 tax return by April 15, 2025. If you’ve already filed and are eligible, your payment may arrive automatically.
Detail Information
Here’s a quick breakdown of the key facts about the IRS Stimulus Checks distribution:
| Detail | Information |
| Total Distributed | $2.4 billion |
| Individuals Affected | Around 1 million taxpayers |
| Maximum Payment | $1,400 per eligible individual |
| Eligibility Criteria | Must not have received or claimed the 2021 Recovery Rebate Credit |
| Deadline to File | April 15, 2025 |
| Payment Methods | Direct deposit or mailed check |
| Check Status & Filing Info | Use IRS Online Account or IRS2Go app |
What Is the Recovery Rebate Credit?
The Recovery Rebate Credit was a financial relief tool during the pandemic. It allowed people who didn’t receive their full stimulus payments to claim them through their tax return. In 2021, each eligible adult and dependent could receive $1,400.
Most people got their third-round payments automatically. However, the IRS later discovered that around 1 million Americans didn’t claim the full amount or didn’t file a return at all. The Recovery Rebate Credit gave them another chance to get that money back.
Why This Matters: Real-Life Example
Let’s say Amanda, a single mom with two kids, didn’t work in 2021 and didn’t file taxes. She missed out on $4,200 ($1,400 for herself and each child). Thanks to the IRS review, she now has a chance to claim that amount—if she files her 2021 tax return before April 15, 2025.
That’s why these IRS Stimulus Checks are so important. Even if you didn’t earn income, you might still qualify.
Who Qualifies for This Stimulus Payment?
You might qualify for the IRS Stimulus Checks if:
- You were a U.S. citizen or resident alien in 2021.
- You didn’t receive the third stimulus payment or claimed $0 for the Recovery Rebate Credit.
- Your 2021 income was:
- $75,000 or less (single filer)
- $150,000 or less (married filing jointly)
- $112,500 or less (head of household)
- $75,000 or less (single filer)
- You weren’t claimed as a dependent by someone else.
Even people with no income are eligible. If you didn’t file your 2021 tax return, now is the time.
How and When Will You Get the Payment?
The IRS began issuing these payments in December 2024. By January 2025, most eligible people received their money through:
- Direct Deposit: If your bank info is up to date.
- Mailed Check: If no direct deposit account was available.
The IRS also sends an official letter confirming your payment details. So be sure your contact information is current.
What If You Haven’t Filed a 2021 Return?
Good news—you still have time to get your IRS Stimulus Checks, but not much. The final deadline to claim is:
April 15, 2025
You must file a 2021 return to claim the Recovery Rebate Credit, even if you had no income or didn’t think you needed to file. This is the only way to get the money you’re owed.
Step-by-Step: How to Claim the $2.4 Billion in Stimulus Checks
Here’s a simple guide to help you claim your payment:
- Access Your 2021 Tax Info
Log into your IRS Online Account to check if you received the third stimulus. - Missed It?
File or amend your 2021 tax return using Form 1040 or 1040-X. - Filing Options
Use IRS Free File or trusted software like H&R Block or TurboTax. - Submit Your Return
File electronically for speed or mail it to the IRS. - Track Your Payment
Use the IRS2Go app or “Where’s My Refund?” tool online.
Common Mistakes to Avoid
Avoid these errors when claiming your IRS Stimulus Checks:
- Thinking You’re Not Eligible: You don’t need income to qualify.
- Missing the Deadline: April 15, 2025 is the absolute last day.
- Using the Wrong Tax Year: Only your 2021 tax return applies.
- Forgetting Dependents: Each dependent can also receive $1,400.
Should You Hire a Tax Professional?
If you’re unsure how to file or if your situation is complicated, consider hiring a CPA or tax expert. This is helpful if:
- You had children or dependents.
- You earned irregular income in 2021.
- You already filed and aren’t sure if you claimed the credit.
An expert can ensure you don’t miss out on your IRS Stimulus Checks.
New $500 Stimulus Payments Begin This April 2025 – Check Eligibility & Payment Date
Besides the Recovery Rebate Credit, new stimulus efforts are rolling out in 2025. In April, some residents may qualify for $500 stimulus payments depending on their location and financial situation. Keep an eye on state-level announcements for more.
$1,919 Retirement Deposit in April 2025 –Check Eligibility Criteria?
Retirees could also benefit this April 2025. A $1,919 retirement deposit is being issued to qualifying Social Security recipients. This is separate from the Recovery Rebate Credit, but it’s a great time to check your eligibility for both.
$1,900 Direct Deposit for Social Security in April 2025; Who Qualifies? Payment Date
Social Security beneficiaries may also receive a $1,900 direct deposit this month. If you’re on Social Security and meet the criteria, check your payment status using the SSA portal or IRS tools.
FAQs
Q1: How do I know if I received the third stimulus check?
Check your IRS Online Account for your payment history.
Q2: Can I still qualify if I didn’t work in 2021?
Yes, you don’t need income to be eligible for the credit.
Q3: What if I don’t have access to my old bank account?
The IRS will send a paper check to your mailing address on file.
Q4: Will the payment affect my 2025 taxes?
No, it’s based on your 2021 return and doesn’t count as income.
Q5: What if I was a dependent in 2021?
You won’t qualify for your own payment, but your guardian might have received it.
Final Thought
Don’t miss your last chance to claim your IRS Stimulus Checks. If you or someone you know didn’t receive the third stimulus in 2021, it’s time to act. File or amend your 2021 return before April 15, 2025. Share this article with friends and family who may benefit—and while you’re here, why not check out your daily horoscope or explore more money tips?
